Mortgages for professionals

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Mortgages for Qualified Professionals

The professional mortgage range is designed for qualified professionals who could benefit from an enhanced income multiple.

What is classed a professional for a mortgage?

These are offered by some mortgage lenders to those who work in 'professional' lines of work. Lenders are comfortable to allow higher borrowing as they see these as lower risk.

Who is eligible?

  • Accountants
  • Architects
  • Actuaries
  • Barristers
  • Chartered Surveyors
  • Dentists
  • Teachers
  • Medical Doctors
  • Optometrists
  • Pharmacists
  • Solicitors
  • Veterinarians

If you are applying for a professional mortgage product you must meet all of the secured lending criteria which varies between lenders.

To qualify for the Professionals mortgage, you will need to be registered with the appropriate UK professional body, and be fully qualified and practicing in your specific field.

Get in touch to discuss the possibilities available to you.

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

Why Penguin Mortgages